Qualifications
Tell us the file. We will tell you the track.
This is a qualifier, not an application and not a credit pull. No Social Security number. No date of birth. No report upload.
What we look at
Company age
2023 or earlier is the Track A line. 2024, 2025, 2026, or not formed yet moves you to Track B — if you will discuss structure.
Owner credit band
Under 680, 680–719, 720+, or not sure. Be honest. A wrong band wastes a call.
Use of funds
Business use. Equipment, payroll, inventory, vehicles, expansion, working capital.
Track B openness
If you are not Track A and you will not consider a disclosed credit partner or aged corporation, this office is not a fit yet.
Typical underwriting inputs. Not a promise of approval, terms, or timing. We are not a lender.